Structured finance for every stage of your business journey.
Purchase or refinance office, retail, industrial, or mixed-use property. We access both bank and non-bank commercial lenders.
Fund machinery, vehicles, or technology with equipment loans, chattel mortgages, or leases structured for your cash flow.
Business overdrafts, debtor finance, and short-term loans to keep operations moving through growth or seasonal gaps.
Construction and development funding for residential, commercial, or mixed-use projects -from pre-sales to completion.
Purchase investment property inside your self-managed super fund with a limited recourse borrowing arrangement (LRBA).
Review your existing business debt. We often find significant savings or improved terms for clients who have not reviewed recently.
Lender policy varies significantly by industry. Our experience across multiple sectors means faster, smarter applications.
We review your financials, business structure, and objectives to understand what the right loan looks like for your situation.
Commercial lending is highly policy-specific. We shortlist lenders based on your industry, loan type, and risk profile.
We prepare a comprehensive credit submission -financials, projections, security details -to give your application the best chance of approval.
We manage the approval process, coordinate with solicitors, and ensure funds are drawn down efficiently.
Commercial lending is complex. Policy, security, and serviceability requirements vary enormously by lender and deal type. We navigate this on your behalf.
Most lenders will lend up to 65-70% LVR for commercial property. Some specialist lenders may go higher with additional security or a strong borrower profile.
Generally yes, but there are low-doc and alt-doc options for established businesses with strong cash flow. We assess the full picture, not just your tax returns.
Absolutely. Most commercial lending is structured through companies or trusts. We work with the entity structure that best suits your situation and tax position.
Commercial deals typically take 2-4 weeks from submission to approval. Complex deals or development finance may take longer. We set realistic timelines upfront.
Speak with a commercial lending specialist and get a clear plan for your next business finance requirement.